IBPS PO
IBPS PO exam is conducted by the Institute of Banking Personnel Selection to recruit Probationary Officers in public sector banks. This section provides high-quality MCQs and study resources covering Quantitative Aptitude, Reasoning Ability, English Language, General Awareness, Computer Knowledge, and Banking Awareness. Designed for both Prelims and Mains, these practice questions follow the latest exam pattern and difficulty level. Ideal for aspirants aiming to improve accuracy, speed, and conceptual clarity to crack the IBPS PO exam successfully.
Q1. IBPS PO exam recruits candidates for?
A. Clerical posts
B. Probationary Officer posts
C. RBI assistant posts
D. Insurance posts
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Q2. IBPS was established in which year?
A. 1975
B. 1984
C. 1990
D. 2001
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Q3. Which bank does NOT participate in IBPS PO recruitment?
A. Punjab National Bank
B. Bank of Baroda
C. State Bank of India
D. Canara Bank
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Q4. What is the duration of IBPS PO Prelims exam?
A. 1 hour
B. 2 hours
C. 3 hours
D. 30 minutes
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Q5. The headquarters of IBPS is located at?
A. Hyderabad
B. Delhi
C. Mumbai
D. Bangalore
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Q6. What does CRR stand for?
A. Cash Reserve Ratio
B. Credit Rate Ratio
C. Central Reserve Requirement
D. Currency Risk Ratio
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Q7. SLR is maintained in the form of?
A. Cash only
B. Gold, cash, and government securities
C. Foreign currency
D. Loans
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Q8. RBI controls inflation using?
A. Repo rate
B. Currency printing
C. Loan waiver
D. Gold reserves
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Q9. Which of the following is a negotiable instrument?
A. Cheque
B. Ration card
C. PAN card
D. Aadhaar card
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Q10. What is the full form of KYC?
A. Know Your Customer
B. Know Your Credit
C. Keep Your Cash
D. Know Your Card
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Q11. CASA stands for?
A. Cash and Savings Account
B. Current and Savings Account
C. Credit and Savings Account
D. Cash Access System Account
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Q12. Which one is a type of digital payment?
A. Cheque
B. Demand Draft
C. UPI
D. Passbook
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Q13. Which act governs the functioning of RBI?
A. Banking Regulation Act
B. RBI Act 1934
C. Companies Act
D. NABARD Act
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Q14. What does EMI stand for?
A. Easy Money Installment
B. Equal Monthly Installment
C. Extra Monthly Income
D. Equal Monthly Income
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Q15. MSF stands for?
A. Marginal Standing Facility
B. Monetary Stabilization Fund
C. Market Settlement Fund
D. Minimum Standing Fund
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Q16. Which of these is an example of a secured loan?
A. Car loan
B. Personal loan
C. Credit card loan
D. Small business loan (unsecured)
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Q17. Call money market deals with?
A. Short-term funds
B. Long-term loans
C. Agricultural loans
D. Gold loans
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Q18. What is the validity of a cheque?
A. 1 month
B. 3 months
C. 6 months
D. 12 months
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Q20. Which organization regulates stock markets?
A. RBI
B. NABARD
C. SEBI
D. IRDAI
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Q21. Which financial instrument is used for long-term borrowing?
A. Treasury Bills
B. Government Bonds
C. Call money
D. Commercial Paper
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Q22. What is inflation?
A. Decrease in income
B. Increase in general price level
C. Increase in exports
D. Decline in GDP
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Q23. Which card uses NFC for payment?
A. Magnetic stripe card
B. Chip card
C. Contactless card
D. Ration card
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Q24. What does UPI stand for?
A. Unified Payments Interface
B. Universal Payment Integration
C. Unique Payment Indicator
D. United Payment Index
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Q25. Which body handles rural credit?
A. SEBI
B. IRDAI
C. NABARD
D. RBI
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Q26. Which type of risk is related to market fluctuations?
A. Credit risk
B. Liquidity risk
C. Market risk
D. Operational risk
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Q27. What is the full form of RTGS?
A. Real Time Gross Settlement
B. Rapid Time Government Settlement
C. Real Transfer Global System
D. Real Time General Service
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Q28. Which of these is a liability for banks?
A. Loans given
B. Investments
C. Customer deposits
D. Fixed assets
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Q29. Which committee recommended banking reforms?
A. Tarapore Committee
B. Narasimham Committee
C. Tandon Committee
D. Gadgil Committee
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Q30. What is the minimum age for opening a bank account?
A. 5 years
B. 10 years
C. 18 years
D. 21 years
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