NABARD
NABARD (National Bank for Agriculture and Rural Development) conducts exams for Grade A and Grade B Officers in Rural Development, Agriculture, Finance, and related sectors. This section provides MCQs and study material covering Agriculture & Rural Development (ARD), Economic & Social Issues (ESI), Reasoning, Quantitative Aptitude, English Language, Computer Knowledge, and General Awareness. These questions follow the updated NABARD exam pattern for Prelims and Mains, helping aspirants strengthen concepts, accuracy, and overall preparation for NABARD Grade A/B recruitment.
Q1. NABARD stands for?
A. National Bank for Agriculture and Rural Development
B. National Agriculture Board and Rural Department
C. New Agriculture Bank of Rural Development
D. National Agriculture and Budget Department
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Q2. NABARD was established in which year?
A. 1975
B. 1982
C. 1990
D. 1969
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Q3. Which committee recommended the formation of NABARD?
A. Kelkar Committee
B. Sivaraman Committee
C. Narasimham Committee
D. Gadgil Committee
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Q4. Where is the headquarters of NABARD located?
A. Delhi
B. Mumbai
C. Hyderabad
D. Bangalore
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Q5. NABARD regulates?
A. Urban banks
B. Rural cooperative banks & RRBs
C. Private banks
D. Foreign banks
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Q6. Which is the primary role of NABARD?
A. Stock market regulation
B. Insurance regulation
C. Agriculture & rural development financing
D. Import-export financing
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Q7. NABARD refinances loans to?
A. Farmers directly
B. Cooperative banks and RRBs
C. Private companies
D. Corporate sectors
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Q8. NABARD was formed by splitting functions of?
A. SEBI
B. RBI & Agriculture Ministry
C. SBI
D. Finance Commission
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Q9. Which act governs NABARD?
A. NABARD Act 1981
B. Banking Regulation Act
C. Companies Act 1956
D. RBI Act 1934
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Q10. Which scheme is promoted by NABARD for farmers?
A. Kisan Credit Card
B. UDAN
C. PMJDY
D. Digital India
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Q11. RIDF in NABARD stands for?
A. Rural Infrastructure Development Fund
B. Regional Industrial Development Fund
C. Rural Investment Development Fund
D. Rural India Development Forum
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Q12. Which state has the highest rural credit disbursement under NABARD?
A. UP
B. Tamil Nadu
C. Maharashtra
D. Gujarat
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Q13. Who owns NABARD?
A. RBI (51%) and Government of India (49%)
B. Government of India (100%)
C. RBI 100%
D. Public Sector Banks
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Q14. What does SHG stand for?
A. Self Help Group
B. Small Holding Group
C. State Housing Group
D. Sustainable Help Group
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Q15. NABARD supports ______ through refinance.
A. Commercial banks
B. RRBs & Cooperative banks
C. Private microfinance companies
D. Foreign banks
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Q16. Which body supervises State Cooperative Banks?
A. SEBI
B. IRDAI
C. NABARD
D. RBI
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Q17. What does FPO stand for?
A. Farm Producer Organization
B. Financial Planning Office
C. Foreign Production Organization
D. Fund Planning Office
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Q18. Which initiative of NABARD promotes rural entrepreneurship?
A. STARTUP India
B. Skill India
C. Livelihood & Enterprise Development Programme (LEDP)
D. MAKE IN INDIA
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Q19. NABARD provides training through?
A. NIRD
B. BIRD
C. IIM
D. NITI Aayog
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Q20. What is the main objective of NABARD?
A. Urban industrialization
B. Rural prosperity through credit support
C. Foreign exchange control
D. Tax regulation
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Q21. Which sector gets the highest priority by NABARD?
A. Mining
B. Agriculture
C. Real estate
D. Automobile
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Q22. What is the full form of PACS?
A. Primary Agricultural Cooperative Society
B. Primary Agriculture Credit System
C. Principal Agriculture Council Scheme
D. Primary Agro Commercial Society
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Q23. Who is known as the apex bank for rural credit?
A. SBI
B. RBI
C. NABARD
D. ICICI Bank
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Q24. What does FI stand for in rural banking?
A. Financial Institution
B. Fiscal Investment
C. Foreign Insurance
D. Farm Income
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Q25. Which program helps in promoting SHG-bank linkage?
A. PMJDY
B. NABARD SHG-BLP
C. MUDRA
D. StartUp India
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Q26. Which capital does NABARD provide to banks?
A. Working capital
B. Refinance capital
C. Venture capital
D. Cash credit
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Q27. Which loan is directly handled by NABARD for state governments?
A. Education loan
B. RIDF loan
C. Personal loan
D. Business loan
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Q28. What does PSL stand for?
A. Private Sector Loan
B. Priority Sector Lending
C. Public Sector Loan
D. Primary Sector Lending
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Q29. NABARD is the nodal agency for?
A. MSME
B. Rural infrastructure and agriculture credit
C. Bank mergers
D. Stock trading
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Q30. Which institution handles Micro Finance Institutions (MFIs)?
A. RBI only
B. SEBI
C. NABARD
D. IRDAI
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