SBI Clerk - Page 2
SBI Clerk exam is conducted by the State Bank of India to recruit Junior Associates for customer support and sales roles. This section provides MCQs and study material covering Quantitative Aptitude, Reasoning Ability, English Language, General Awareness, and Computer Knowledge. These resources help aspirants prepare for Prelims and Mains with updated patterns, accuracy-based questions, and practice sets. Ideal for candidates aiming to crack SBI Clerk with strong conceptual understanding and speed.
Q21. Overdraft facility is available in?
A. Savings account
B. Current account
C. RD account
D. FD account
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Q22. What does PIN stand for?
A. Private Identification Number
B. Personal Identification Number
C. Public Identification Number
D. Protected ID Number
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Q23. Which of these is NOT a type of loan?
A. Home loan
B. Car loan
C. Personal loan
D. UID loan
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Q24. Which payment method uses NFC?
A. Swipe card
B. Chip card
C. Contactless card
D. Cheque
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Q25. NEFT transfer is based on?
A. Real-time settlement
B. Half-hourly batches
C. Weekly settlement
D. Monthly settlement
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Q27. The headquarters of RBI is at?
A. Delhi
B. Mumbai
C. Kolkata
D. Hyderabad
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Q28. Which is a type of bank account?
A. Savings
B. Current
C. Fixed deposit
D. All of these
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Q29. What does KYC prevent?
A. Identity fraud
B. Bank interest
C. Loan approval
D. Cheque clearing
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Q30. What is the purpose of passbook?
A. Movie records
B. Bank transaction record
C. UPI ID
D. Insurance
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Q31. RBI controls inflation through?
A. Repo rate
B. UPI rate
C. SWIFT code
D. IFSC code
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Q32. Which of these is a financial term?
A. Photoshop
B. Liquidity
C. Oven
D. Keyboard
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Q33. Who regulates stock markets in India?
A. RBI
B. SEBI
C. IRDAI
D. SBI
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Q34. Which means “minimum balance requirement”?
A. Minimum marks
B. Minimum deposit to keep account active
C. Minimum fees
D. Minimum loan
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Q35. A demand draft is?
A. Cheque
B. Prepaid instrument
C. Loan type
D. Credit card
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Q36. What is the validity of a cheque?
A. 1 month
B. 3 months
C. 6 months
D. 12 months
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Q37. Which is used for international payments?
A. UPI
B. IMPS
C. SWIFT code
D. ATM PIN
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Q38. Recurring deposit accounts are for?
A. Monthly fixed deposits
B. Home loans
C. Buying shares
D. ATM withdrawal
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Q39. Which bank launched “Buddy” app?
A. SBI
B. ICICI
C. HDFC
D. Bank of Baroda
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