IBPS PO MCQs
IBPS PO MCQs are designed to help aspirants prepare effectively for the Probationary Officer examination conducted by the Institute of Banking Personnel Selection (IBPS). The exam is one of the most competitive banking tests in India and is conducted to recruit candidates for officer-level posts in public sector banks.
These multiple-choice questions (MCQs) are based on the latest IBPS PO exam pattern and syllabus. They cover all major sections including Quantitative Aptitude, Reasoning Ability, English Language, and General Awareness. Each question is carefully framed to test conceptual understanding, accuracy, and time management skills, which are essential for clearing both Prelims and Mains stages.
In the Quantitative Aptitude section, MCQs focus on topics like simplification, data interpretation, number series, percentages, ratio and proportion, and time and work. The Reasoning section includes puzzles, seating arrangements, syllogism, coding-decoding, and logical reasoning questions. English Language MCQs test grammar, vocabulary, reading comprehension, and sentence correction. General Awareness mainly covers banking awareness, current affairs, and financial news.
Regular practice of MCQs is very important for IBPS PO aspirants. It helps in improving speed, identifying weak areas, and building confidence for the actual exam. Since the exam is time-bound and includes negative marking, accuracy is equally important as speed. Therefore, consistent practice with mock tests and previous year MCQs is highly recommended.
This IBPS PO MCQ set is designed to provide exam-oriented practice and help candidates understand the level of difficulty they will face in the real exam. With regular revision and practice, aspirants can significantly improve their performance and increase their chances of selection.
Overall, these MCQs serve as an effective tool for smart preparation and are suitable for both beginners and advanced-level candidates aiming to crack the IBPS PO examination.
Q1. IBPS PO exam recruits candidates for?
Correct Answer: B
Q2. IBPS was established in which year?
Correct Answer: A
Q3. Which bank does NOT participate in IBPS PO recruitment?
Correct Answer: C
Q4. What is the duration of IBPS PO Prelims exam?
Correct Answer: A
Q5. The headquarters of IBPS is located at?
Correct Answer: C
Correct Answer: A
Q7. SLR is maintained in the form of?
Correct Answer: B
Q8. RBI controls inflation using?
Correct Answer: A
Q9. Which of the following is a negotiable instrument?
Correct Answer: A
Q10. What is the full form of KYC?
Correct Answer: A
Q11. CASA stands for?
Correct Answer: B
Q12. Which one is a type of digital payment?
Correct Answer: C
Q13. Which act governs the functioning of RBI?
Correct Answer: B
Correct Answer: B
Q15. MSF stands for?
Correct Answer: A
Q16. Which of these is an example of a secured loan?
Correct Answer: A
Q17. Call money market deals with?
Correct Answer: A
Q18. What is the validity of a cheque?
Correct Answer: B
Q19. RBI issues currency except?
Correct Answer: D
Q20. Which organization regulates stock markets?
Correct Answer: C
Q21. Which financial instrument is used for long-term borrowing?
Correct Answer: B
Q22. What is inflation?
Correct Answer: B
Q23. Which card uses NFC for payment?
Correct Answer: C
Correct Answer: A
Q25. Which body handles rural credit?
Correct Answer: C
Q26. Which type of risk is related to market fluctuations?
Correct Answer: C
Q27. What is full form of RTGS?
Correct Answer: A
Q28. Which of these is a liability for banks?
Correct Answer: C
Q29. Which committee recommended banking reforms?
Correct Answer: B
The Narasimham Committee was established to recommend reforms in the Indian banking sector. It played a major role in modernizing banks and improving the efficiency, competitiveness, and financial stability of the banking system in India.
Option A: Tarapore Committee dealt mainly with capital account convertibility and monetary issues.
Option B: Narasimham Committee is correct because it specifically recommended banking sector reforms.
Option C: Tandon Committee focused on guidelines for bank credit and working capital finance.
Option D: Gadgil Committee was related to regional planning and development issues.
The Narasimham Committee recommendations led to important banking reforms such as reducing non-performing assets (NPAs), improving capital adequacy norms, and allowing greater autonomy to banks.
Q30. What is the minimum age for opening a bank account?
Correct Answer: B
Correct Answer: A
Q32. Which bank launched the YONO app?
Correct Answer: B
Q33. Which of these is a Direct Tax?
Correct Answer: B
Q34. Which financial market deals with shares?
Correct Answer: A
Q35. What is the purpose of KYC?
Correct Answer: A
Q36. Which bank is known as the central bank of India?
Correct Answer: D
Q37. Which instrument is prepaid?
Correct Answer: A