ESIC Officer MCQs

This part of the ESIC Officer (Fire) MCQs will act as a catalyst in your preparation for the Employees' State Insurance Corporation (ESIC) Officer exam. Not only do the multiple-choice questions in this collection cover the whole syllabus of the ESIC Officer exam, but follow them through answering questions such as General Awareness, Quantitative Aptitude, General Reasoning and English Language Skills. It is not only recommended that candidates practice these MCQs to gain the most accurate idea of their likely performance and to manage their time more effectively. However, it is also advisable that they make a statistical analysis of the results. This will enable them to identify their weak spots and undergo further solid preparation in those areas. This will improve their understanding of the ESIC Officer exam syllabus as a whole while building their sense of self-confidence as they head into an exam. As a competitive examination, the ESIC Officer exam requires candidates to plan meticulously for success. This collection will give you practice in what subjects you need to improve at and help sharpen all your skills. Whether you are starting your preparation or revising immediately before the exam, the chances of you becoming an ESIC Officer significantly improve through practice with these MCQs. Consistent and diligent preparation with a correct understanding of the exam syllabus is the key to success in this fiercely competitive and tough exam.

Q1. What does ESIC stand for?

Correct Answer: A

ESIC stands for Employee State Insurance Corporation, which is a statutory body that provides social security to workers in India.

Q2. Which of the following is a key function of ESIC?

Correct Answer: B

ESIC primarily administers social security benefits like health insurance, medical benefits, and cash benefits to workers and their families.

Q3. In which year was the Employees State Insurance Act passed in India?

Correct Answer: A

The Employees State Insurance Act was passed in 1948 to provide social security to employees in India.

Q4. Which ministry oversees the operations of ESIC in India?

Correct Answer: B

The Ministry of Labour and Employment oversees the operations of the Employees State Insurance Corporation in India.

Q5. What is the primary objective of the Employee State Insurance Act, 1948?

Correct Answer: A

The primary objective of the ESIC Act is to provide medical and social security benefits to employees and their families in the event of sickness, injury, or death.

Q6. Which of the following is NOT a benefit provided by ESIC?

Correct Answer: B

ESIC does not provide unemployment insurance; it provides sickness, maternity, and disability benefits to workers under its social security schemes.

Q7. What is the maximum duration for which employees can avail sickness benefits under ESIC?

Correct Answer: B

ESIC provides sickness benefits for a maximum duration of 90 days to insured workers who are unable to work due to illness.

Q8. Which type of workers are covered under the ESIC Act?

Correct Answer: A

The ESIC Act primarily covers workers employed in factories, establishments, and other industries specified by the Act.

Q9. Which of the following is the eligibility criterion for employees to be covered under ESIC?

Correct Answer: A

Employees earning wages below a certain threshold limit are eligible for coverage under the ESIC Act.

Q10. What is the contribution rate for employees covered under ESIC?

Correct Answer: A

The contribution rate under the ESIC scheme is 1.75% from employees and 4.75% from employers for social security and medical benefits.

Q11. Which of the following medical benefits is provided under the ESIC scheme?

Correct Answer: D

ESIC provides a range of medical benefits such as free medical care, cashless hospitalization, and vaccination programs for insured workers and their families.

Q12. What is the full form of "IP" in the context of ESIC?

Correct Answer: A

In the context of ESIC, "IP" refers to an Insured Person, an employee covered under the ESIC Act.

Q13. Which of the following health services is NOT provided by ESIC hospitals?

Correct Answer: C

ESIC hospitals provide various health services, including outpatient consultations, emergency services, and surgical treatments, but dental care is not generally covered under ESIC hospitals.

Q14. Which scheme does ESIC provide for female workers?

Correct Answer: A

ESIC provides maternity benefits to female workers, including paid leave and financial support during and after childbirth.

Q15. Which of the following is a feature of the "Employee State Insurance" program?

Correct Answer: D

The ESIC program provides coverage for workplace injuries, pension benefits, and free medical treatment to insured workers and their families.

Q16. What is the minimum monthly salary limit for employees to be eligible for ESIC benefits?

Correct Answer: B

Employees earning a monthly salary of Rs. 12,000 or below are eligible for coverage under the ESIC scheme.

Q17. What is the maximum amount of benefits that can be provided to an insured person under ESIC for accident-related disabilities?

Correct Answer: B

In case of accident-related disabilities, ESIC provides up to 70% of the wages as benefits to the insured person.

Q18. What is the role of "ESIC Employees" in the overall functioning of the organization?

Correct Answer: D

ESIC employees play a crucial role in managing hospital services, administering social security programs, and ensuring the welfare of insured workers.

Q19. Which of the following is a function of the ESIC’s "Medical Benefit Scheme"?

Correct Answer: D

The Medical Benefit Scheme under ESIC ensures workers and their families receive free medical care, hospitalization, and consultations for covered conditions.

Q20. Which of the following benefits is provided under ESIC for the dependents of deceased insured persons?

Correct Answer: B

ESIC provides family pension and medical treatment to the dependents of deceased insured persons.

Q21. What is the role of the ESIC Fund?

Correct Answer: A

The ESIC Fund is used to pay benefits such as medical care, sickness benefits, and pension to insured persons and their families.

Q22. Which of the following is NOT a benefit provided under the ESIC scheme?

Correct Answer: C

ESIC provides medical, sickness, and funeral benefits but does not offer retirement benefits, which are covered under separate pension schemes.

Q23. Who is eligible for the maternity benefit under the ESIC scheme?

Correct Answer: C

Maternity benefits under ESIC are provided to female workers who have worked for at least 6 months in an ESIC-covered establishment.

Q24. What is the maximum percentage of wages provided as sickness benefit by ESIC?

Correct Answer: B

ESIC provides sickness benefits up to 75% of the worker’s average daily wages during the period of sickness or injury.

Q25. Which of the following does NOT come under the purview of the ESIC?

Correct Answer: D

ESIC does not cover government establishments; it primarily covers workers in factories, shops, and certain other specified establishments.

Q26. What is the full form of "ESI" in the context of Indian insurance?

Correct Answer: B

ESI stands for Employee State Insurance, which is a social security scheme for workers providing medical and financial benefits.

Q27. What is the role of the "ESIC Medical Benefit Scheme"?

Correct Answer: A

The ESIC Medical Benefit Scheme provides comprehensive health care services to insured workers and their families, including medical care and hospitalization.

Q28. Which of the following is the primary contribution made by the employee under the ESIC scheme?

Correct Answer: A

Employees contribute 1.75% of their wages to the ESIC scheme to receive medical and social security benefits.

Q29. How is the ESIC scheme funded?

Correct Answer: B

The ESIC scheme is funded by both employee and employer contributions, with the employer contributing a larger share (4.75%) and employees contributing 1.75%.

Q30. What does the term "injured person" (IP) mean in ESIC terminology?

Correct Answer: B

In ESIC terminology, an "Injured Person" (IP) refers to the insured worker who is injured while at work or in a related environment.

Q31. Which of the following is a benefit of the ESIC pension scheme?

Correct Answer: B

The ESIC pension scheme provides a monthly pension to employees after their retirement, in addition to other benefits such as medical care.

Q32. Which government scheme works alongside ESIC to provide financial security for workers?

Correct Answer: C

Atal Pension Yojana provides financial security to workers in the unorganized sector and complements the benefits offered by ESIC.

Q33. Which is the first step in claiming benefits under the ESIC scheme?

Correct Answer: B

The first step in claiming benefits under ESIC is to register with an ESIC dispensary to receive medical treatment and benefits.

Q34. Which of the following is the main source of revenue for ESIC?

Correct Answer: A

The main source of revenue for ESIC is the premium collected from employees and employers, which is used to fund the various benefits and medical services.

Q35. Which of the following health conditions is NOT covered by ESIC?

Correct Answer: D

Elective surgeries, such as cosmetic procedures, are not covered by the ESIC medical benefits scheme, which primarily covers medical conditions that are essential and required.

Q36. What is the full form of "IP" in the context of ESIC?

Correct Answer: A

In the context of ESIC, "IP" refers to an Insured Person, who is the worker covered under the ESIC scheme.

Q37. What is the role of the "Insurance Officer" in the ESIC scheme?

Correct Answer: A

The Insurance Officer is responsible for approving claims and ensuring that workers receive the benefits provided under the ESIC scheme.

Q38. What is the amount of wage contribution that employees have to make towards the ESIC scheme?

Correct Answer: A

Employees contribute 1.75% of their monthly wages to the ESIC scheme for receiving health and social security benefits.

Q39. What is the primary objective of the "Sickness Benefit" under the ESIC scheme?

Correct Answer: A

The Sickness Benefit under ESIC is designed to provide financial support to workers who are temporarily unable to work due to illness.

Q40. Which of the following is a feature of the "Maternity Benefit" provided by ESIC?

Correct Answer: D

ESIC’s Maternity Benefit scheme provides paid leave, free hospitalization, and cash benefits for female workers during childbirth.

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