SBI PO MCQs - Page 2
SBI PO exam is conducted by the State Bank of India to recruit Probationary Officers for managerial roles. This section offers high-quality MCQs and study material covering Quantitative Aptitude, Reasoning Ability, English Language, General Awareness, Computer Knowledge, and Banking Awareness. Designed for both Prelims and Mains, these questions follow the latest SBI exam pattern and difficulty level. Ideal for aspirants aiming to improve accuracy, speed, and conceptual clarity to crack SBI PO and prepare for GD–PI rounds.
Q21. Which is a secured loan?
A. Car loan
B. Credit card loan
C. Personal loan
D. Education loan (unsecured)
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Q23. What does NPA stand for?
A. Non-Profit Asset
B. Non-Performing Asset
C. National Payment Account
D. Non-Premium Asset
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Q24. Which of the following is a Direct Tax?
A. GST
B. Income Tax
C. Custom Duty
D. Excise Duty
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Q25. What does UPI stand for?
A. Unified Payments Interface
B. Universal Payment Indicator
C. Unique Pay Instructor
D. United Payment India
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Q26. Which act governs banks in India?
A. Companies Act
B. Banking Regulation Act 1949
C. RBI Act 1934
D. SEBI Act
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Q28. What is the full form of RTGS?
A. Real Time Gross Settlement
B. Rapid Time Global Settlement
C. Real Transfer Government System
D. Rate Time Gross Settlement
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Q29. Which body controls monetary policy?
A. SEBI
B. IRDAI
C. RBI
D. Finance Commission
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Q30. Inflation means?
A. Decrease in prices
B. Increase in general price levels
C. Increase in exports
D. Increase in taxes
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Q31. Which of these is a liability for banks?
A. Loans
B. Deposits
C. ATM machines
D. Gold reserves
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Q32. Demand Draft is?
A. Postpaid instrument
B. Prepaid instrument
C. Credit instrument
D. Digital instrument
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Q34. Which instrument is short-term borrowing?
A. Government Bonds
B. Treasury Bills
C. Debentures
D. Shares
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Q35. What is the purpose of Passbook?
A. ATM password storage
B. Record transactions
C. Insurance
D. Tax filing
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Q36. Which of these uses NFC for payment?
A. Cheque
B. Credit card (contactless)
C. Debit slip
D. Passbook
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Q37. Which organization prints currency notes?
A. SBI
B. Ministry of Finance
C. RBI
D. SEBI
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